End-to-end outcomes · Invoice to pay
Invoice to payment
What a supplier experiences as being paid. It crosses the payables platform, the treasury system and the bank gateway, and each of those three holds a different reference for the same money.
Health
What the chain measures
Cycle time, wait and cost are computed on complete chains only. Everything else is computed on every assembled chain and says so.
The chain, stage by stage
3 stages · the wait column is the gap before that stage began, measured on the chains that reached it
| Stage | Document | Function | Tower | System | Reached | Wait before | Stage cycle | Confidence | Joined by |
|---|---|---|---|---|---|---|---|---|---|
| 1Invoice receivedvalue | supplier-invoice | Procurement | S2P | ap-automation | 300 · 100% | — | 11.3 h | — | Origin 300 |
| 2Payment released | payment-run | Finance | S2P | treasury | 158 · 53% | 42.8 h | 6.1 h | 0.78 | Inferred 158 |
| 3Cash reconciled | bank-rec | Finance | R2R | bank-gateway | 131 · 44% | 21.6 h | 6.5 h | 0.59 | Cohort 131 |
The payables platform and treasury both name the supplier, so that step can at least be joined on the trading party. The bank gateway records no counterparty at all, so the final step rests on place and timing alone. It is the weakest step in the money chain and it is the one closest to the cash.
The distribution, not the average
Cycle time across the 131 complete chains, in ten equal bands
Fastest 23.5 h, slowest 7.0 d, median 3.4 d, mean 3.5 d. The mean sits above the median, so quoting the average alone would overstate what a typical chain of this service takes.
What the chain costs and carries
Cost is modeled from recorded touches. Value is the amount on the designated value stage only.
The commitment against this outcome
Invoice to payment inside 7 days · owned by Sofia Kalogeropoulou
Not measurable from this extract. The commitment runs to 7 days and the extract covers seven, so no chain in the week had the whole commitment available and none could have been seen to miss it. 102 chains did close inside the window, at a median of 80.9 hours, which describes the fast chains and says nothing about the slow ones.
This commitment sits alongside the function level service levels the estate already publishes, not instead of them. Every function inside this chain can hold its own commitment while this one misses.
The handoffs this service crosses
Mapped to the Source to Settle cross-flow · 4 handoffs
| Boundary | Mean wait | Rework | Typed in twice | Weekly cost | Owner | Basis |
|---|---|---|---|---|---|---|
| Procurement → Supply Chain | 34.1 h | 4% | 13% | $164k | Diego Fuentes | Measured |
| Supply Chain → Financegate | 34.8 h | 15% | 13% | $141k | Nobody | Modeled |
| Finance → AI GBS | 21.1 h | 7% | 12% | $49k | Sofia Kalogeropoulou | Modeled |
| AI GBS → The supplier | 32.9 h | 9% | 64% | $127k | Nobody | Modeled |
Who owns the delay
2 boundary disputes touch this service · 1 undecided
Invoices approved for payment sit until the next scheduled run. Payables counts the invoice as done at approval; treasury counts it as arriving at the run. The days in between belong to neither.
Payment instructions are keyed once in treasury and again in the bank gateway because no reference survives between them. Both functions accept that it happens and each records it as the other one asking.
Trace one chain end to end
The 14 complete chains carrying the largest amounts. Open one to see every document, the wait before each stage and the moments a person intervened.
| Chain | Counterparty | Market | Cycle | Waiting | Cost | People | Joined by | |
|---|---|---|---|---|---|---|---|---|
| OI-ITP-0022 | Corvale Containers | United Kingdom | 2.7 d | 2.3 d | $15.19 | 1 | Cohort 0.62 | Trace |
| OI-ITP-0218 | Kirchner Ingredients | United Kingdom | 2.6 d | 2.4 d | $4.56 | 0 | Cohort 0.62 | Trace |
| OI-ITP-0193 | Coalridge Agency Group | Spain | 3.5 d | 3.2 d | $4.56 | 0 | Cohort 0.62 | Trace |
| OI-ITP-0214 | Ashgrove Industries | Germany | 3.1 d | 2.8 d | $4.56 | 0 | Cohort 0.30 | Trace |
| OI-ITP-0044 | Petronel Packaging | United Arab Emirates | 2.9 d | 35.9 h | $47.09 | 1 | Cohort 0.62 | Trace |
| OI-ITP-0062 | Farrowgate Chemicals | South Africa | 3.3 d | 2.4 d | $47.09 | 2 | Cohort 0.62 | Trace |
| OI-ITP-0015 | Marchbank Cartons | Poland | 2.7 d | 2.3 d | $4.56 | 0 | Cohort 0.62 | Trace |
| OI-ITP-0065 | Sorenson Logistics | Indonesia | 42.7 h | 34.2 h | $4.56 | 0 | Cohort 0.62 | Trace |
| OI-ITP-0055 | Barenholt Services | Australia | 4.7 d | 2.4 d | $132.16 | 2 | Cohort 0.62 | Trace |
| OI-ITP-0025 | Ravensworth Freight | Indonesia | 2.1 d | 27.8 h | $15.19 | 1 | Cohort 0.62 | Trace |
| OI-ITP-0038 | Vossberg Industries | United States | 4.1 d | 4.0 d | $4.56 | 0 | Cohort 0.62 | Trace |
| OI-ITP-0219 | Stanhope Energy | United States | 3.0 d | 2.5 d | $25.83 | 1 | Cohort 0.62 | Trace |
| OI-ITP-0097 | Whitmore Facilities | Poland | 3.5 d | 3.1 d | $15.19 | 1 | Cohort 0.62 | Trace |
| OI-ITP-0176 | Petronel Agency Group | United States | 4.0 d | 3.1 d | $25.83 | 1 | Cohort 0.62 | Trace |
This is the chain a supplier judges the group by, and the only one where a delay converts directly into a commercial conversation about terms.
An outcome is assembled, not recorded. No source system in this estate stamps a single reference across a purchase requisition, the order raised against it and the receipt that closes it, so the chains on these pages were stitched together after the fact. Where both documents sit in the same source system the chain is keyed and the join is exact. Where it crosses a system boundary the chain is matched on the party, the market, the region and whether the timing is plausible, and it is labeled inferred with its confidence shown. Where the two sides name no party in common the only evidence left is place and timing, and the chain is labeled cohort and confidence is capped low on purpose. A cohort chain is a hypothesis about which documents belong together. Read it as one.
The ledger behind these chains is one week, 10 to 16 August 2026, which is 168 hours. A chain that had not finished when the week ended is open, not late: the week simply stopped watching it. A chain whose commitment falls after the end of the week could never have been seen to miss, so its service level reads not measurable rather than holding. Nothing on these pages should be read as a monthly or annual attainment.
Cost to serve is modeled from the touches the ledger recorded, not billed from a timesheet. Every touch is priced at 11 minutes of a person at a loaded 58 dollars an hour, and every stage carries 1.10 dollars of system cost and 0.42 dollars of inference. Handoff cost is priced separately: waiting is held at 0.90 dollars an item an hour, rework at 34 minutes, and duplicated data entry at the re-keying minutes recorded against that handoff. Change any of those six rates and every dollar on these pages moves.