Sub-function
FP&A & Planning
Owns analysis work end to end inside Finance. more
Estate rating
A
78 / 100
Variance explanation and commentary drafting are agentic and remove most of the analyst grind. more
Agents
8
Lines
3
Units / wk
140
Timetable vs actual
6.8d → 7.3d
Cost / unit
$199
was $564
Run-rate saving
$2.7M
annualized at this volume
The 8 agents running this sub-function
Grouped by what they are for, not by where they sit. more
FP&A Orchestrator
Owns the fp&a & planning lane end to end. Sequences the other agents, holds the timetable, and decides what surfaces to a human.
ceiling A3 · escalates to Escalates to VP Financial Planning & Analysis when the unit falls outside the decision envelope or confidence drops below the floor.
Driver Model Agent
Runs the repeatable portion of fp&a & planning inside the shared transaction spine at spine cost and spine controls.
ceiling A3 · escalates to Escalates to VP Financial Planning & Analysis when the unit falls outside the decision envelope or confidence drops below the floor.
Commentary Drafting Agent
Runs the repeatable portion of fp&a & planning inside the shared transaction spine at spine cost and spine controls.
ceiling A3 · escalates to Escalates to VP Financial Planning & Analysis when the unit falls outside the decision envelope or confidence drops below the floor.
Scenario Modeling Agent
Executes the fp&a & planning step it owns, posts its evidence, and hands the unit to the next stage.
ceiling A3 · escalates to Escalates to VP Financial Planning & Analysis when the unit falls outside the decision envelope or confidence drops below the floor.
Variance Explanation Agent
Executes the fp&a & planning step it owns, posts its evidence, and hands the unit to the next stage.
ceiling A3 · escalates to Escalates to VP Financial Planning & Analysis when the unit falls outside the decision envelope or confidence drops below the floor.
Business Partner Query Agent
Executes the fp&a & planning step it owns, posts its evidence, and hands the unit to the next stage.
ceiling A3 · escalates to Escalates to VP Financial Planning & Analysis when the unit falls outside the decision envelope or confidence drops below the floor.
Capital Allocation Agent
Authors positions on fp&a & planning. Frames the question, models the options, and writes a recommendation a human can ratify or reject.
ceiling A3 · escalates to Escalates when two options sit inside the confidence band and the evidence cannot separate them.
FP&A & Planning Challenger Agent
Adversarial reviewer for fp&a & planning. Argues the opposite case on every position and flags where the evidence does not carry the claim.
ceiling A3 · escalates to Escalates when a ratified position is still running against a break condition it flagged.
Estate rating breakdown
Seven control dimensions. Judgment readiness runs against autonomy on purpose.
People
What the humans stopped doing, and what they do now.
Redeployed into agent supervision, calibration and coaching.
Lines running in this sub-function
Each line is a workflow. more
Strategy positions this sub-function holds
An agent that only executes is a robot. more
Capital Allocation Position
Rejectedv2What operating shape carries twice the current analysis volume without adding headcount, and what breaks first if we are wrong?
Hold the ceiling at A3 for fp&a & planning. more
confidence
89%
The challenge — FP&A & Planning Challenger Agent
FP&A & Planning Challenger Agent argues the recommendation leans on 3 quarters of data from a period with no volume shock. more
Break conditions
- ·Override rate rises above 16 percent for two consecutive months
- ·Cost per analysis stops falling while volume keeps rising
- ·A control failure in this lane reaches a customer or a regulator
Evidence gaps
- ·No external comparator on a like-for-like unit definition
- ·Exception cases under $10k are sampled, not fully measured
| Alternative considered | Cost | Risk | Verdict |
|---|---|---|---|
| Hold the current position | $683k run rate | Known and priced. Cedes ground if comparators move faster. | live |
| Raise the ceiling one level now | $1748k to build controls | Override rate is 12 percent; raising the ceiling before that settles imports the error into production. | rejected on evidence |
| Move the exception tail to the spine | $461k transition | Loses local context. Rework risk on the cases that are hardest to recover. | under review |
FP&A & Planning Operating Position
Ratifiedv1Is the current cost per analysis defensible against external comparators once inference spend is counted in full?
Keep the repeatable analysis volume in the spine and pull the exception tail back into the function. more
confidence
71%
The challenge — FP&A & Planning Challenger Agent
FP&A & Planning Challenger Agent argues the recommendation leans on 2 quarters of data from a period with no volume shock. more
Break conditions
- ·Override rate rises above 16 percent for two consecutive months
- ·Cost per analysis stops falling while volume keeps rising
- ·A comparator publishes a materially lower unit cost on a like-for-like basis
Evidence gaps
- ·No external comparator on a like-for-like unit definition
- ·Exception cases under $41k are sampled, not fully measured
| Alternative considered | Cost | Risk | Verdict |
|---|---|---|---|
| Hold the current position | $553k run rate | Known and priced. Cedes ground if comparators move faster. | not selected |
| Raise the ceiling one level now | $955k to build controls | Override rate is 13 percent; raising the ceiling before that settles imports the error into production. | rejected on evidence |
| Move the exception tail to the spine | $683k transition | Loses local context. Rework risk on the cases that are hardest to recover. | selected |
Ratified 2 months ago. Measured since: cost per analysis fell 17 percent against a forecast of 13 percent.
Policy register
The rules the agents above are bound by. more
| Ref | Rule | Scope | Owner agent | Approved by | Version | Status |
|---|---|---|---|---|---|---|
| FI1-POL-200 | FP&A & Planning Decision Envelope Agents in this lane may act without a human when the analysis sits inside the stated value, risk and confidence envelope. more binds 5 agents · EU · UK · US | envelope | FP&A Orchestrator | VP Financial Planning & Analysis | v4.7 | Active |
| FI1-POL-201 | FP&A & Planning Evidence Standard Every autonomous decision writes inputs, the rule version applied, the model and prompt version, the output and a reversal path. more binds 5 agents · Global · EU | evidence | FP&A Orchestrator | VP Financial Planning & Analysis | v2.8 | Active |
| FI1-POL-202 | FP&A & Planning Escalation Rule Escalation is mandatory when confidence falls below the floor, when two options sit inside the confidence band, or when a break condition on a ratified position fires. more binds 5 agents · US · Canada | escalation | FP&A Orchestrator | VP Financial Planning & Analysis | v1.3 | Active |
| FI1-POL-203 | FP&A & Planning Autonomy Ceiling The ceiling for this lane is 76 on the platform scale. more binds 5 agents · Global | ceiling | FP&A Orchestrator | VP Financial Planning & Analysis | v2.3 | Active |